RALI

About:

RALI was a smart contract program I built in 2021 and it was designed to make personal finance more accessible through peer to peer loans. The premise revolved around the idea that traditional lending programs are exclusionary and as such create a moat, making difficult for both new lenders and new borrowers to benefit.

My system would allow individuals of any equity class to become a borrower or a lender through the same mechanism as crowd funding. The difference lies in the smart contract mechanism that makes the lender or lenders the main beneficiary for the return on investment without an intermediary. A peer to peer system like this allows equal access and eliminates vestigial institutions from profiting off facilitating investments. I had hoped a peer to peer system like this could then be used on the insurance industry.

Update:

Although my code is done and tested (to a degree). I am withholding a public deployment because I feel as though it would be reckless for me to present a program I know is not suitable at scale, for the public.

My code is displayed to the Right